body {
  margin: 0;
  color: #111827;
  background: #f8f8f8 url("/bg-striped.png") repeat;
  font-family: system-ui, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  line-height: 1.6;
}

*, *::before, *::after { box-sizing: border-box; }
a { color: #1f4aa1; text-decoration: none; }
a:hover { text-decoration: underline; }
[x-cloak] { display: none !important; }
.container { max-width: 1120px; margin: 0 auto; padding: 0 16px; }
.site-header { background: #fff; box-shadow: 0 0 30px rgba(0,0,0,.15); position: relative; z-index: 10; }
.lang-bar { padding: 8px 0; font-size: 14px; }
.lang-bar a { color: #111827; font-weight: 600; margin-right: 8px; }
.lang-bar a.active { color: #d12027; }
.logo-area { align-items: center; display: flex; justify-content: space-between; padding: 16px 0; }
.logo-area img { width: 160px; height: auto; }
.nav-toggle {
  align-items: center;
  background: #fff;
  border: 1px solid #d6d6d6;
  color: #003d8f;
  cursor: pointer;
  display: none;
  font: inherit;
  font-weight: 700;
  gap: 8px;
  min-height: 40px;
  padding: 8px 12px;
}
.top-nav { display: flex; border-top: 1px solid #e5e7eb; }
.nav-group { position: relative; }
.nav-group button {
  border: 0; border-right: 1px solid #e5e7eb; background: #fff; color: #111827;
  padding: 12px 16px; font: inherit; display: flex; align-items: center; gap: 6px; cursor: pointer;
}
.nav-group button:hover { background: #f8fafc; }
.nav-group.active > button {
  color: #d12027;
  font-weight: 700;
}
.nav-icon { color: #d12027; display: block; fill: currentColor; height: 18px; margin-top: 1px; width: 18px; }
.nav-dropdown {
  position: absolute; left: 0; top: 100%; min-width: 280px; background: #fff;
  border: 1px solid #eee; box-shadow: 0 8px 20px rgba(0,0,0,.12); z-index: 20;
}
.nav-dropdown a { align-items: center; display: flex; gap: 8px; padding: 10px 12px; border-bottom: 1px solid #f2f2f2; }
.nav-dropdown .chev { color: #d12027; fill: currentColor; flex: 0 0 20px; height: 20px; width: 20px; }
.crumb-wrap { padding: 16px 0; }
.crumbs { font-size: 13px; }
.crumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; padding: 0; margin: 0; align-items: center; }
.crumbs .sep { align-items: center; color: #d12027; display: inline-flex; font-size: 18px; height: 16px; line-height: 1; }
.content-box {
  background: #fff; box-shadow: 0 0 16px rgba(0,0,0,.15); border-top: 4px solid #d12027;
  max-width: 1120px; margin: 0 auto 40px; padding: 24px 0;
}
.two-col { display: grid; grid-template-columns: 240px 1fr; gap: 32px; }
.right-col { display: grid; grid-template-columns: minmax(0, 1fr) 280px; gap: 24px; }
.left-rail, .main-col, .home-main, .home-sidebar { min-width: 0; }
.left-rail { font-size: 14px; }
.left-rail ul { list-style: none; padding: 0; margin: 0; }
.left-rail > ul > li { border-bottom: 1px solid #e5e7eb; }
.left-rail a { display: block; padding: 10px 12px; }
.left-rail a[aria-current="page"] { color: #d12027; }
.left-rail ul ul { padding-left: 12px; }
.left-rail ul ul a { font-size: 13px; line-height: 1.2; padding: 4px 12px; }
.left-rail ul ul ul { padding-left: 10px; }
.left-rail ul ul ul a { font-size: 12px; }
.main-col { font-size: 16px; line-height: 1.65; }
.main-col h1 { font-size: 2.5rem; font-weight: 400; line-height: 1.2; margin: 0 0 32px; color: #000; }
.main-col h2 { font-size: 22px; font-weight: 600; margin: 24px 0 12px; color: #000; }
.main-col p { margin-bottom: 16px; }
.main-col ul { padding-left: 24px; }
.main-col li::marker { color: #003d8f; }
.main-col img { height: auto; max-width: 100%; }
.lead { font-size: 17px; font-weight: 600; }
.sfma-accordion {
  border: 1px solid #ddd;
  border-left: 0;
  border-right: 0;
  margin: 10px 0;
}
.sfma-accordion + .sfma-accordion { margin-top: 0; }
.sfma-accordion summary {
  align-items: center;
  background: #f7f7f7;
  color: #003d8f;
  cursor: pointer;
  display: flex;
  font-size: 22px;
  font-weight: 400;
  justify-content: space-between;
  line-height: 1.25;
  list-style: none;
  min-height: 48px;
  padding: 0 18px 0 20px;
}
.sfma-accordion summary::-webkit-details-marker { display: none; }
.sfma-accordion summary::after {
  border-bottom: 3px solid currentColor;
  border-right: 3px solid currentColor;
  content: "";
  height: 9px;
  margin-left: 16px;
  transform: rotate(45deg);
  width: 9px;
}
.sfma-accordion[open] summary {
  background: #fff;
  color: #d12027;
}
.sfma-accordion[open] summary::after {
  transform: rotate(225deg);
}
.sfma-accordion-body {
  background: #fff;
  padding: 18px 20px 22px;
}
.sfma-accordion-body p:first-child { margin-top: 0; }
.sfma-accordion-body p:last-child,
.sfma-accordion-body ul:last-child { margin-bottom: 0; }
.sfma-accordion-grid {
  display: grid;
  gap: 20px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}
.sfma-imported-image {
  margin: 22px 0 28px;
}
.sfma-imported-image img {
  display: block;
  height: auto;
  max-width: 100%;
}
.sfma-imported-image figcaption {
  color: #4b5563;
  font-size: 13px;
  line-height: 1.35;
  margin-top: 8px;
}
.sfma-imported-table {
  border-collapse: collapse;
  margin: 20px 0 26px;
  width: 100%;
}
.sfma-imported-table td,
.sfma-imported-table th {
  border: 1px solid #d6d6d6;
  padding: 10px 12px;
  text-align: left;
  vertical-align: top;
}
.sfma-document-list {
  display: grid;
  gap: 10px;
  margin: 16px 0 26px;
}
.sfma-document-teaser {
  background: #f7f7f7;
  border: 1px solid #ddd;
  border-radius: 0;
  padding: 14px 16px 13px 44px;
  position: relative;
}
.sfma-document-teaser::before {
  border: 2px solid #d12027;
  color: #d12027;
  content: "PDF";
  font-size: 10px;
  font-weight: 700;
  left: 14px;
  line-height: 1;
  padding: 5px 2px;
  position: absolute;
  top: 16px;
}
.sfma-document-teaser a {
  font-weight: 700;
}
.sfma-document-teaser p {
  margin: 4px 0 0;
}
.sfma-link-card-list {
  display: grid;
  gap: 10px;
  margin: 16px 0 26px;
}
.sfma-link-card {
  background: #f7f7f7;
  border: 1px solid #ddd;
  padding: 14px 16px;
}
.sfma-link-card a {
  font-weight: 700;
}
.sfma-link-card p {
  margin: 4px 0 0;
}
.sfma-document-meta {
  color: #4b5563;
  font-size: 13px;
  line-height: 1.35;
  margin-top: 6px;
}
.page-links {
  border-bottom: 1px solid #b7b7b7;
  border-top: 1px solid #b7b7b7;
  box-sizing: border-box;
  float: right;
  margin: 0 0 20px 28px;
  padding: 12px 0;
  width: 33%;
}
.page-links ul {
  list-style: none;
  margin: 0;
  padding: 0;
}
.page-links li {
  margin: 0;
}
.page-links a {
  align-items: flex-start;
  color: #003d8f;
  display: flex;
  font-size: 13px;
  font-weight: 700;
  gap: 7px;
  line-height: 1.25;
  padding: 6px 0;
  text-decoration: none;
}
.page-links a::before {
  color: #d12027;
  border-bottom: 2px solid currentColor;
  border-right: 2px solid currentColor;
  content: "";
  flex: 0 0 auto;
  height: .45em;
  margin-top: .38em;
  transform: rotate(-45deg);
  width: .45em;
}
.page-links a:hover {
  text-decoration: none;
}
.page-links a:hover span {
  text-decoration: underline;
}
.sfma-report-form {
  border-top: 1px solid #d6d6d6;
  display: grid;
  gap: 16px 20px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin: 26px 0 34px;
  padding-top: 22px;
}
.sfma-report-form h2,
.sfma-report-form p,
.sfma-form-field-wide,
.sfma-form-fieldset,
.sfma-form-check,
.sfma-form-actions {
  grid-column: 1 / -1;
}
.sfma-report-form h2 {
  border-bottom: 1px solid #e5e7eb;
  margin: 8px 0 0;
  padding-bottom: 8px;
}
.sfma-form-field {
  display: grid;
  gap: 6px;
}
.sfma-form-field span,
.sfma-form-fieldset legend {
  color: #374151;
  font-size: 14px;
  font-weight: 700;
  line-height: 1.3;
}
.sfma-form-field input,
.sfma-form-field select,
.sfma-form-field textarea {
  background: #fff;
  border: 1px solid #b7b7b7;
  border-radius: 0;
  box-sizing: border-box;
  color: #111827;
  font: inherit;
  min-height: 42px;
  padding: 8px 10px;
  width: 100%;
}
.sfma-form-field textarea {
  min-height: 120px;
  resize: vertical;
}
.sfma-form-fieldset {
  border: 1px solid #d6d6d6;
  display: grid;
  gap: 8px;
  margin: 0;
  padding: 14px 16px 16px;
}
.sfma-form-fieldset label,
.sfma-form-check {
  align-items: flex-start;
  display: flex;
  gap: 10px;
}
.sfma-form-fieldset input,
.sfma-form-check input {
  flex: 0 0 auto;
  margin-top: 6px;
}
.sfma-form-actions {
  align-items: center;
  border-top: 1px solid #d6d6d6;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 8px;
  padding-top: 18px;
}
.sfma-form-actions button {
  background: #d12027;
  border: 0;
  color: #fff;
  cursor: pointer;
  font: inherit;
  font-weight: 700;
  min-height: 42px;
  padding: 9px 18px;
}
.sfma-form-actions button:hover {
  background: #a71920;
}
.sfma-form-received {
  color: #12613a;
  font-weight: 700;
  margin: 0;
}
.sfma-form-error {
  color: #a71920;
  font-weight: 700;
  margin: 0;
}
.sfma-form-actions button:disabled {
  cursor: wait;
  opacity: .65;
}
.sfma-search-form {
  border-top: 1px solid #d6d6d6;
  display: flex;
  gap: 10px;
  margin: 14px 0 28px;
  padding-top: 18px;
}
.sfma-search-form input {
  border: 1px solid #b7b7b7;
  flex: 1 1 auto;
  font: inherit;
  min-height: 42px;
  padding: 8px 10px;
}
.sfma-search-form button {
  background: #d12027;
  border: 0;
  color: #fff;
  cursor: pointer;
  font: inherit;
  font-weight: 700;
  padding: 8px 18px;
}
.sfma-search-results {
  border-top: 1px solid #d6d6d6;
  margin: 10px 0 28px;
  padding-top: 8px;
}
.sfma-search-results table {
  border-collapse: collapse;
  width: 100%;
}
.sfma-search-results th,
.sfma-search-results td {
  border-bottom: 1px solid #d6d6d6;
  padding: 12px 14px;
  text-align: left;
  vertical-align: top;
}
.sfma-search-results th {
  background: #efefef;
  font-weight: 700;
}
.sfma-search-results td:first-child a {
  font-weight: 700;
}
.sfma-back-link {
  margin: 0 0 24px;
}
.sfma-company-table {
  border-collapse: collapse;
  margin: 0 0 26px;
  width: 100%;
}
.sfma-company-table th,
.sfma-company-table td {
  border: 1px solid #cfcfcf;
  padding: 12px 16px;
  text-align: left;
  vertical-align: top;
}
.sfma-company-table th {
  background: #efefef;
  font-weight: 700;
  width: 260px;
}
.home-shell {
  background: #fff;
  box-shadow: 0 0 16px rgba(0,0,0,.15);
  border-top: 6px solid #d12027;
  max-width: 1120px;
  margin: 28px auto 40px;
  padding: 32px 0 36px;
}
.home-grid {
  display: grid;
  gap: 24px;
  grid-template-columns: minmax(0, 1fr) 280px;
}
.home-section-title {
  align-items: end;
  border-bottom: 1px solid #c9c9c9;
  display: flex;
  justify-content: space-between;
  margin-bottom: 20px;
}
.home-section-title h1,
.home-section-title h2 {
  border-bottom: 3px solid #003d8f;
  color: #000;
  font-size: 25px;
  font-weight: 400;
  line-height: 1.2;
  margin: 0;
  padding: 0 0 4px;
}
.home-section-title a {
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 8px;
}
.home-carousel {
  background: #f4f4f4;
  height: auto;
  min-width: 0;
  overflow: hidden;
  position: relative;
}
.home-slide-track {
  align-items: stretch;
  display: flex;
  min-width: 0;
  position: relative;
  transition: transform 420ms ease;
  width: 100%;
}
.home-slide {
  align-items: start;
  background: #f4f4f4;
  box-sizing: border-box;
  display: grid;
  flex: 0 0 100%;
  gap: 24px;
  height: auto;
  grid-template-columns: 220px minmax(0, 1fr);
  min-width: 0;
  padding: 20px 56px;
  width: 100%;
}
.home-slide.is-active {
  pointer-events: auto;
}
.home-slide[hidden] {
  display: none;
}
.spotlight-visual {
  align-items: center;
  align-self: center;
  display: grid;
  justify-items: center;
}
.spotlight-image {
  align-items: center;
  background: #fff;
  border: 1px solid #d7d7d7;
  box-shadow: 0 2px 5px rgba(0,0,0,.12);
  display: grid;
  height: 190px;
  justify-items: center;
  overflow: hidden;
  position: relative;
  text-decoration: none;
  transform: rotate(-4deg);
  width: 190px;
}
.spotlight-image img {
  display: block;
  height: 100%;
  object-fit: cover;
  width: 100%;
}
.spotlight-card::before,
.spotlight-card::after {
  content: "";
  position: absolute;
}
.spotlight-card::before {
  border: 3px solid #1f4aa1;
  border-bottom-color: #d12027;
  border-radius: 42% 58% 45% 55%;
  inset: 34px 20px 28px 24px;
}
.spotlight-card::after {
  background: rgba(209,32,39,.14);
  height: 3px;
  left: 26px;
  right: 26px;
  top: 132px;
  transform: rotate(11deg);
}
.spotlight-card span {
  position: relative;
  z-index: 1;
}
.spotlight-card.report span,
.spotlight-card.risk span {
  font-size: 30px;
}
.spotlight-card.technology::before {
  border-radius: 50%;
  inset: 42px;
}
.spotlight-card.technology::after {
  box-shadow: 0 -30px 0 rgba(31,74,161,.16), 0 30px 0 rgba(31,74,161,.16);
  left: 42px;
  right: 42px;
  top: 94px;
}
.spotlight-card.landscape::before {
  border-radius: 8px 70px 20px 70px;
  transform: rotate(12deg);
}
.spotlight-card.tbtf span {
  font-size: 28px;
}
.spotlight-map {
  background: #fff;
  border: 1px solid #d7d7d7;
  box-shadow: 0 2px 5px rgba(0,0,0,.12);
  height: 190px;
  position: relative;
  transform: rotate(-4deg);
  width: 190px;
}
.spotlight-map::before {
  border: 3px solid #1f4aa1;
  border-bottom-color: #d12027;
  border-radius: 42% 58% 45% 55%;
  content: "";
  inset: 34px 20px 28px 24px;
  position: absolute;
}
.map-node {
  color: #1f4aa1;
  font-size: 15px;
  font-weight: 800;
  position: absolute;
}
.node-a { left: 24px; top: 62px; }
.node-b { right: 36px; top: 58px; }
.node-c { left: 44px; bottom: 42px; }
.node-d { right: 42px; bottom: 34px; }
.spotlight-copy h2 {
  color: #003d8f;
  font-size: 30px;
  line-height: 1.12;
  margin: 0 0 18px;
}
.spotlight-copy p {
  color: #111827;
  font-size: 15px;
  line-height: 1.5;
  margin: 0 0 12px;
  max-width: 520px;
}
.arrow-link {
  align-items: center;
  color: #003d8f;
  display: inline-flex;
  font-weight: 700;
  gap: 8px;
  text-decoration: none;
}
.arrow-link::before {
  color: #d12027;
  border-bottom: 2px solid currentColor;
  border-right: 2px solid currentColor;
  content: "";
  flex: 0 0 auto;
  height: .45em;
  transform: rotate(-45deg);
  width: .45em;
}
.arrow-link:hover { text-decoration: none; }
.arrow-link:hover { color: #1f4aa1; }
.home-carousel-control {
  align-items: center;
  background: #fff;
  border: 1px solid #c9c9c9;
  color: #003d8f;
  cursor: pointer;
  display: block;
  font-size: 0;
  height: 38px;
  line-height: 1;
  opacity: .95;
  padding: 0;
  position: absolute;
  top: calc(50% - 19px);
  width: 32px;
}
.home-carousel-control::before {
  border-bottom: 2px solid currentColor;
  border-right: 2px solid currentColor;
  content: "";
  height: 8px;
  left: 50%;
  position: absolute;
  top: 50%;
  width: 8px;
}
.home-carousel-prev::before {
  transform: translate(-23%, -50%) rotate(135deg);
}
.home-carousel-next::before {
  transform: translate(-77%, -50%) rotate(-45deg);
}
.home-carousel-prev { left: 8px; }
.home-carousel-next { right: 8px; }
.home-carousel-control:hover,
.home-carousel-control:focus-visible {
  background: #003d8f;
  color: #fff;
}
.home-pager {
  align-items: center;
  display: flex;
  gap: 18px;
  justify-content: center;
  margin: 16px 0 28px;
}
.home-pager button {
  background: transparent;
  border: 0;
  color: #003d8f;
  cursor: pointer;
  font: inherit;
  line-height: 24px;
  min-width: 24px;
  padding: 0;
  text-align: center;
}
.home-pager button.is-active {
  background: #003d8f;
  color: #fff;
}
.home-pager button:focus-visible {
  outline: 2px solid #003d8f;
  outline-offset: 2px;
}
.topic-tiles {
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin-bottom: 32px;
}
.topic-tile {
  display: grid;
  gap: 8px;
  min-width: 0;
}
.topic-image {
  align-items: center;
  aspect-ratio: 1 / .8;
  background: #f4f4f4;
  border: 1px solid #d6d6d6;
  display: grid;
  justify-items: center;
  min-height: 116px;
  overflow: hidden;
  position: relative;
}
.topic-image img {
  display: block;
  height: 100%;
  object-fit: cover;
  width: 100%;
}
.topic-image::before {
  color: rgba(0,61,143,.78);
  font-size: 62px;
  line-height: 1;
}
.topic-image.shield::before { content: "\2713"; }
.topic-image.risk::before { content: "\25B2"; }
.topic-image.scale::before { content: "\2696"; }
.topic-image.tools::before { content: "\2699"; }
.topic-tile h3 {
  color: #000;
  font-size: 15px;
  line-height: 1.25;
  margin: 8px 0 0;
}
.topic-tile p {
  font-size: 14px;
  line-height: 1.45;
  margin: 0 0 16px;
}
.home-sidebar {
  display: grid;
  gap: 28px;
  align-content: start;
}
.sidebar-block {
  padding-bottom: 20px;
}
.sidebar-block h2 {
  border-bottom: 1px solid #c9c9c9;
  color: #000;
  font-size: 16px;
  line-height: 1.25;
  margin: 0 0 14px;
  padding-bottom: 8px;
}
.home-sidebar .sidebar-block:first-child h2 {
  padding-bottom: 16px;
}
.public-block p {
  color: #003d8f;
  font-size: 23px;
  line-height: 1.2;
  margin: 0 0 16px;
}
.side-button {
  align-items: center;
  background: #003d8f;
  border-radius: 4px;
  color: #fff;
  display: inline-flex;
  font-size: 14px;
  font-weight: 800;
  gap: 8px;
  min-height: 38px;
  padding: 8px 14px;
}
.side-button::before {
  border-bottom: 2px solid currentColor;
  border-right: 2px solid currentColor;
  content: "";
  flex: 0 0 auto;
  height: .45em;
  transform: rotate(-45deg);
  width: .45em;
}
.side-button:hover {
  background: #1f4aa1;
  color: #fff;
  text-decoration: none;
}
.side-link-list {
  list-style: none;
  margin: 0;
  padding: 0;
}
.side-link-list li {
  margin: 0 0 10px;
}
.side-link-list a {
  align-items: flex-start;
  color: #003d8f;
  display: flex;
  font-size: 13px;
  font-weight: 700;
  gap: 7px;
  line-height: 1.2;
}
.side-link-list a::before {
  color: #d12027;
  border-bottom: 2px solid currentColor;
  border-right: 2px solid currentColor;
  content: "";
  flex: 0 0 auto;
  height: .45em;
  margin-top: .3em;
  transform: rotate(-45deg);
  width: .45em;
}
.news-heading {
  margin-bottom: 0;
}
.news-stream {
  display: grid;
}
.news-card {
  border-bottom: 1px solid #c9c9c9;
  display: grid;
  gap: 18px;
  grid-template-columns: 1fr;
  padding: 28px 0;
}
.news-card[hidden] {
  display: none;
}
.news-card:first-child {
  padding-top: 24px;
}
.news-thumb {
  align-self: start;
  aspect-ratio: 16 / 9;
  background: #f4f4f4;
  display: block;
  overflow: hidden;
}
.news-thumb img,
.article-hero-image {
  display: block;
  height: 100%;
  object-fit: cover;
  width: 100%;
}
.news-meta {
  align-items: center;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 14px;
}
.news-meta strong {
  color: #000;
  font-size: 13px;
}
.news-meta span {
  border: 1px solid #9fb2b9;
  border-radius: 10px;
  color: #d12027;
  font-size: 13px;
  line-height: 1;
  padding: 5px 12px;
}
.news-card h2,
.news-card h3 {
  color: #003d8f;
  font-size: 24px;
  line-height: 1.1;
  margin: 0 0 10px;
}
.news-card h2 a,
.news-card h3 a {
  color: inherit;
}
.news-card p {
  color: #111827;
  margin: 0 0 12px;
}
.news-page-shell .main-col h1 {
  margin-bottom: 24px;
}
.show-more-news {
  background: #003d8f;
  border: 0;
  color: #fff;
  cursor: pointer;
  font: inherit;
  font-weight: 700;
  margin-top: 18px;
  min-height: 38px;
  padding: 8px 16px;
}
.show-more-news:hover,
.show-more-news:focus-visible {
  background: #1f4aa1;
}
.news-article h2 {
  color: #003d8f;
  font-size: 30px;
  line-height: 1.15;
  margin: 0 0 18px;
}
.detail-meta {
  margin-bottom: 16px;
}
.article-hero-image {
  aspect-ratio: 16 / 9;
  height: auto;
  margin: 0 0 22px;
  max-height: 360px;
}
.footer { margin-bottom: 32px; }
.footer-inner {
  background: #fff;
  box-sizing: border-box;
  box-shadow: 0 0 16px rgba(0,0,0,.15);
  margin: 0 auto;
  max-width: 1120px;
  padding: 24px 16px;
}
.sitemap { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; }
.sitemap h3 { color: #4b5563; margin: 0 0 12px; font-size: 16px; line-height: 1.2; }
.sitemap ul { list-style: none; padding: 0; margin: 0; }
.sitemap li {
  align-items: center;
  display: flex;
  gap: 6px;
  margin-bottom: 7px;
}
.sitemap li::before {
  color: #003d8f;
  border-bottom: 1px solid currentColor;
  border-right: 1px solid currentColor;
  content: "";
  flex: 0 0 auto;
  height: .225em;
  transform: rotate(-45deg);
  width: .225em;
}
.sitemap a {
  color: #003d8f;
  font-size: 14px;
  line-height: 1.25;
}
address { margin-top: 24px; font-style: normal; font-size: 14px; }
.copyright {
  border-top: 1px solid #e5e7eb;
  color: #4b5563;
  display: flex;
  flex-wrap: wrap;
  gap: 6px 18px;
  margin-top: 16px;
  padding-top: 16px;
  text-align: left;
  font-size: 13px;
}
@media (max-width: 960px) {
  .container { padding: 0 14px; }
  .nav-toggle { display: inline-flex; }
  .top-nav {
    border-top: 1px solid #e5e7eb;
    display: none;
    flex-direction: column;
    overflow: visible;
    padding: 6px 0 12px;
  }
  .top-nav.is-open { display: flex; }
  .nav-group button {
    border-right: 0;
    border-top: 1px solid #e5e7eb;
    justify-content: space-between;
    padding: 13px 2px;
    text-align: left;
    width: 100%;
  }
  .nav-dropdown {
    border: 0;
    border-left: 3px solid #d12027;
    box-shadow: none;
    margin: 0 0 6px 12px;
    min-width: 0;
    position: static;
  }
  .nav-dropdown a { padding: 10px 12px; }
  .content-box,
  .home-shell {
    margin: 0 auto 28px;
    padding: 22px 0 28px;
  }
  .two-col, .right-col, .home-grid { grid-template-columns: 1fr; }
  .two-col .main-col { grid-row: 1; }
  .two-col .left-rail { grid-row: 2; }
  .left-rail {
    background: #f7f7f7;
    border: 1px solid #e5e7eb;
    max-height: 300px;
    overflow: auto;
  }
  .main-col { overflow-wrap: anywhere; }
  .main-col h1 { font-size: 32px; margin-bottom: 24px; }
  .home-carousel { height: auto; }
  .home-slide {
    grid-template-columns: 180px minmax(0, 1fr);
    height: auto;
    min-height: 260px;
    padding: 16px 28px;
  }
  .spotlight-image,
  .spotlight-map {
    height: 160px;
    width: 160px;
  }
  .home-carousel-control { display: none; }
  .spotlight-copy h2 { font-size: 28px; margin-bottom: 18px; }
  .topic-tiles { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .news-card, .news-stream.list-page .news-card { grid-template-columns: 1fr; }
  .news-thumb { max-width: 100%; }
  .sfma-report-form { grid-template-columns: 1fr; }
  .sfma-search-form { flex-direction: column; }
  .sfma-company-table,
  .sfma-imported-table,
  .sfma-search-results table {
    display: block;
    max-width: 100%;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
  }
  .page-links {
    float: none;
    margin: 0 0 24px;
    width: 100%;
  }
  .sfma-accordion-grid { grid-template-columns: 1fr; }
  .sitemap { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 640px) {
  .logo-area img { width: 138px; }
  .home-shell {
    background: transparent;
    border-top: 0;
    box-shadow: none;
    padding: 0;
  }
  .home-grid {
    display: block;
    padding: 0;
  }
  .home-main,
  .home-sidebar {
    background: #fff;
    box-shadow: 0 0 16px rgba(0,0,0,.15);
    padding: 22px 14px 28px;
  }
  .home-main {
    border-top: 6px solid #d12027;
  }
  .main-col h1 { font-size: 28px; }
  .main-col h2,
  .sfma-accordion summary { font-size: 19px; }
  .home-section-title { gap: 8px; }
  .home-section-title.news-heading {
    align-items: end;
    flex-direction: row;
  }
  .home-slide {
    gap: 10px;
    grid-template-columns: 1fr;
    min-height: 0;
    padding: 14px 22px 18px;
  }
  .spotlight-image,
  .spotlight-map {
    height: 132px;
    width: 132px;
  }
  .spotlight-copy h2 { font-size: 24px; }
  .spotlight-copy p { margin-bottom: 10px; }
  .home-sidebar {
    border-top: 4px solid #d12027;
    gap: 42px;
    margin-top: 28px;
  }
  .sidebar-block { padding-bottom: 0; }
  .sfma-company-table th,
  .sfma-company-table td,
  .sfma-search-results th,
  .sfma-search-results td {
    padding: 10px 12px;
  }
  .sfma-company-table {
    border: 1px solid #cfcfcf;
    display: table;
    overflow: visible;
  }
  .sfma-company-table tbody,
  .sfma-company-table tr,
  .sfma-company-table th,
  .sfma-company-table td {
    display: block;
    width: 100%;
  }
  .sfma-company-table tr + tr {
    border-top: 1px solid #cfcfcf;
  }
  .sfma-company-table th,
  .sfma-company-table td {
    border: 0;
    overflow-wrap: anywhere;
  }
  .sfma-company-table th {
    padding: 12px 14px 4px;
  }
  .sfma-company-table td {
    padding: 0 14px 14px;
  }
  .sfma-search-results th:nth-child(n+2),
  .sfma-search-results td:nth-child(n+2) {
    display: none;
  }
  .sfma-search-results table {
    display: table;
    table-layout: fixed;
    width: 100%;
  }
  .sfma-search-results th:first-child,
  .sfma-search-results td:first-child {
    width: 100%;
  }
}
@media (max-width: 520px) {
  .topic-tiles { grid-template-columns: 1fr; }
  .home-pager { gap: 10px; }
  .public-block p { font-size: 20px; }
  .news-card h2, .news-card h3 { font-size: 21px; }
  .sitemap { grid-template-columns: 1fr; }
}