Cross-sectoral supervisory tools in insurance

SFMA uses a variety of tools to ensure that insurance companies comply with the applicable supervisory regulation and continue to meet their licensing requirements at all times.

The protection of insured parties from the effects of company insolvency and abuse is SFMA’s priority. SFMA uses the following tools in its insurance supervisory activities across all branches of the insurance sector:

• Swiss Solvency Test ( SST )
• Investment activities of insurance companies
• Monitoring of technical provisions
• Periodic data and information collection
• Governance assessment
• Intensive supervision

Furthermore, SFMA applies the cross-sector instruments at its disposal. Sector-specific tools also exist that apply only to certain insurance sectors.