EN / DE / FR / IT
SFMA

Insurance against natural hazards

Switzerland-wide solidarity in insurance cover for natural hazards.

  • Tariff ruling: BBl 2022 264 (in German)
  • Federal Office for the Environment (FOEN), webpage on natural hazards (in German):
  • National Platform for Natural Hazards (PLANAT)
  • International agreement with the Principality of Liechtenstein on insurance against natural disasters

Natural hazards (NH) insurance covers damage caused by the forces of nature. In view of its major economic and socio-political importance, insurance cover for risks of this kind has been subject to special statutory regulation based on country-wide solidarity since 1 January 1993.

Charts and visual information

Distinction between NF-ISO and NF-Special
Distinction between NF-ISO and NF-Special
Classification of insured objects and distinction between NF-ISO and NF-Special
Classification of insured objects and distinction between NF-ISO and NF-Special